Briding Finance
When you’re working to tight deadlines - buying before selling, completing a refurbishment, or acting on a time-sensitive investment - traditional mortgages don’t always move quickly enough. That’s where bridging finance comes in. At CP Mortgage Solutions, we work with specialist bridging lenders to secure short-term, flexible funding tailored to your project and timeline.
Short-Term Lending Designed Around Your Goals
Bridging finance is all about speed, flexibility, and clear planning.
Whether you’re navigating a chain break, buying at auction, or funding a quick renovation, we structure solutions that give you the breathing space needed to move forward without delay.
We help you:
- Understand whether a bridge is the right solution
- Assess property value, timelines, and feasibility
- Secure fast approvals from specialist lenders
- Align funding with your project strategy and exit plan
Our experience ensures you’re not just accessing funds - you’re accessing the right funding, arranged quickly and strategically.
Clear Guidance on Costs, Risks, and Exit Strategies
Because bridging finance is a short-term loan, understanding the costs, terms, and repayment plan is essential.
We’ll explain everything upfront, including interest rates, fees, and how your exit strategy impacts the deal.
We guide you through:
- How long the bridge should be
- Whether interest should be rolled up or serviced monthly
- Your options for refinancing or selling
- Lender criteria and property requirements
- How fast your funds can be released
With us managing the process, you have clarity at every step - and confidence that deadlines will be met.
Funding Delivered Quickly and Smoothly
Bridging timelines can be tight, but we’re used to working at speed.
We coordinate with solicitors, valuers, and lenders to keep your application moving, reducing delays and giving you the momentum you need to complete your project.
Bridging Finance FAQs
1. What is bridging finance?
Bridging finance is a short-term loan designed to “bridge” a financial gap — often used when buying a property before selling another, or funding refurbishment or investment projects.
2. How quickly can a bridging loan be arranged?
Some lenders can release funds within days. Most bridging applications complete within 1–4 weeks, depending on valuation and legal requirements.
3. Do I need an exit strategy?
Yes. Lenders require a clear plan for repaying the loan, such as selling a property, refinancing, or using long-term finance. We help you shape and present this strategy.
4. Is bridging finance expensive?
It can be more costly than a standard mortgage because it’s short-term. We explain all fees and interest structures upfront so you understand the full cost.
5. Can I use bridging finance for auction purchases?
Absolutely. Bridging loans are commonly used for auction properties because they offer the speed needed to meet tight completion deadlines.



