Should You Remortgage in 2025? Here’s What You Need to Know

If your mortgage deal is ending soon, you may be wondering whether now is the right time to remortgage. With changing interest rates and new products entering the market, it’s important to review your options regularly.

Why consider remortgaging?

• Your current deal is ending and you want to avoid moving to your lender’s higher standard variable rate (SVR).
• You want to reduce monthly repayments by finding a more competitive rate.
• You’d like to borrow more for home improvements or debt consolidation.
• Your property value has increased, which could give you access to better rates.

When should you start looking?

Most lenders allow you to secure a new deal up to six months before your current one ends. That gives you plenty of time to compare options and avoid unnecessary stress.

How we can help

At CP Mortgage Solutions, our advisers review your current mortgage, compare it against offers from over 180 lenders, and find the deal that best fits your goals. We handle the paperwork and liaise with your lender so you can focus on what matters most.

Remortgaging can be one of the easiest ways to save money - but only with the right advice.

Contact our team to see how much you could save this year.